So, all these SSDI recipients need to get ready for their January payment. The first thing to know is that the average payment will be about $1,580, so 38 dollars higher than in 2024. If you have a much lower disability payment, you should expect fewer dollars. For example, if your monthly check is $500, your new amount after COLA will be $512.5.
SSDI January payment schedule
The first Social Security Disability Insurance payment with a 2.5% COLA increase will be due on January 3, 2025. This will be the first payment in 2025 because the SSI check for January will be issued on December 31, 2024.
After the January 3 payment for Disability Insurance recipients, there will be a new payday on January 8, 2025. This will be the first of three Wednesday payments.
The second Wednesday payment will be delivered to the recipient’s bank accounts on January 15, 2025. The last and third SSDI check will be issued on January 22.
- Disability Insurance payment on January 3: if began getting SSDI before May 1997 or on SSI simultaneously
- Disability Insurance payment on January 8: born from 1-10
- Disability Insurance payment on January 15: born 11-20
- Disability Insurance payment on January 22: born 21-31
SSDI eligibility and possible amounts in January 2025
The Social Security Administration can provide workers with a qualifying disability with monthly payments if they cannot work for over a year due to their medical condition and have paid enough payroll taxes.
Therefore, you cannot get SSDI on your record if you have never worked. It is essential to have earned enough work credits. Or else, you will need to apply for Supplemental Security Income instead.
The maximum amount for SSDI will be $4,018, up from $3,822. The average Disability Insurance payment will be about $1,580. However, each recipient has a different amount depending on their work history, earnings and filing age.